PREPARATORY QUESTIONS

BANKING/FINANCIAL KNOWLEDGE

PREPARATORY SET-78

Direction (Qs.1-20): Read the following questions carefully and choose your answer from the given five options.

 

Question No : 1

‘Pulitzer Prize’ is given for excellence in the field of ____

(1) Sports

(2) Music

(3) Science

(4) Media

(5) None of these

Question No : 2

Which of the following states in India (year 2011) decided to establish one Health Care Centre for every 50000 people?

(1) Gujarat

(2) Maharashtra

(3) West Bengal

(4) Kerala

(5) Delhi

Question No : 3

Which of the following is not considered one among the loans under Retail Banking?

(1) Car loan

(2) Housing loan

(3) Personal loan

(4) Education loan

(5) Infrastructure loan

Question No : 4

As we all know Child Labour is totally banned in India. As per the “Child Labour Prohibition and Regulation Act”. ‘Child’ means a person who has not completed _______

(1)  18 years of his/her age

(2) 16 years of his/her age

(3) 14 years of his/her age

(4) 20 years of his/her age

(5) None of these

Question No : 5

Insurance Regulatory and Development Authority (IRDA) had a dispute with which of the following agencies/organisation over the regulation of ‘ULIPs’?

(1) CIBIL 

(2) AMFI 

(3) CII

(4) WTO

(5) SEBI

Question No : 6

As reported in some major newspapers some State Governments are planning to install Desalination Plants in some coastal zones in their states.  What is the purpose of installing these Desalination plants?

(A) To generate power from sea water.

(B) To convert sea water into normal water.

(C) To keep the coastal areas pollution free and save marine population.

(1) Only (A) 

(2) Only (B)

(3) Only (C)

(4) All (A), (B) and (C)

(5) None of these

Question No : 7

Which of the following is/are the specific goal(s) of Bharat Nirman Project launched by the Government of India?

(A) To provide more and more employment opportunities to rural youth.

(B) To develop infrastructure in rural areas.

(C) To provide best technical education to Indian Youth.

(1) Only (A) 

(2) Only (A) and (B)

(3) Only (B) and (C)

(4) Only (B)

(5) All (A), (B) and (C)

Question No : 8

Which of the following is the body/agency set up by the Government of India to increase the flow of foreign investment in the country?

(1) FIPB

(2) FEMA

(3) NSDL

(4) FCCB

(5) None of these

Question No : 9

Which of the following is the full form of ‘SOFA’ a term used frequently in international politics?

(1) Status of Forces Agreement

(2) Statement of Foreign Agreements

(3) Strategic and Formal Alliances

(4) Soviet Forum of Allied Forces

(5) None of these

Question No : 10

As per the reports in various newspapers the Bank of Rajasthan is now (year 2011) merged with which of the following banks?

(1) AXIS Bank

(2) IDBI Bank 

(3) ICICI Bank

(4) HDFC Bank

(5) None of these

Question No : 11

Which of the following is NOT a nationalised bank?

(1) Indian Bank

(2) Kotak Mahindra Bank

(3) Allahabad Bank

(4) UCO Bank

(5) Union Bank of India

Question No : 12

‘Crossing’ applies to which of the following instruments?

(1) Cheques

(2) Bills

(3) Promissory Notes

(4) Hundies

(5) Fixed Deposit receipts

Question No : 13

Which of the following is the goal of the Indira Awas Yojana of the Government of India?

(A) To provide dwelling units to people living Below Poverty Line (BPL).

(B) To make metro cities slum free.

(C) To Provide housing facilities to the Central Government Employees.

(1) Only (A)

(2) Only (B)

(3) Only (B) and (C)

(4) All (A), (B) and (C)

(5) None of these

Question No : 14

Which of the following banks became the first Indian Bank to get the license from the Saudi Arabia’s Monetary Agency to start operations in Saudi Arabia?

(1) Bank of India

(2) ICICI Bank

(3) State Bank of India

(4) Punjab National Bank

(5) None of these

Question No : 15

Which of the following ministries has launched Integrated Waste-lands Development Programme (WDP)?

(1) Ministry of Rural Development

(2) Ministry of Agriculture

(3) Ministry of Chemical & Fertilizers

(4) Ministry of Health & Family Welfare

(5) None of these

Question No : 16

As we know Government of India has launched specific programmes to protect people from contaminated drinking water. Normally the ground water available in most of the rural areas, contains which of the following chemicals/minerals which makes it unsafe for drinking?

(A) Arsenic 

(B) Fluoride

(C) Oxygen

(1) Only (A) 

(2) Only (B)

(3) Only (A) and (B)

(4) Only (B) and (C)

(5) All (A), (B) and (C)

Question No : 17

Which of the following is NOT a Civilian Award given by the Government of India?

(1) Sahitya Academy Award

(2) Shanti Swarup Bhatnagar Award

(3) Padma Shri

(4) Bharat Ratna

(5) Kirti Chakra

Question No : 18

Who amongst the following has been given the responsibility of the review of the Bench-mark Prime Lending (BPLR) System and issue transparent guidelines for appropriate credit by the Government of India?

(1) Reserve Bank of India (RBI)

(2) Indian Institute of Banking and Finance (IIBF)

(3) Indian Bank Association

(4) ICICI Bank

(5) None of these

Question No : 19

Which of the following cannot be called as a quantitative method of Credit Control?

(1) Bank Rate

(2) Cash Reserve Ratio (CRR)

(3) Repo Rate

(4) Statutory Liquid Ratio (SLR)

(5) Inflation

Question No : 20

Which of the following funds is known as the National Fund for Social Sector?

(1) Pension Fund

(2) Investment Fluctuation Reserve Fund

(3) National Infrastructure Fund

(4) National Investment Fund

(5) None of these